If you’re battling with substance abuse, please know that you are not alone. You can get through this and rehab has proven to be the best way to deal with it. With research indicating that if you enter rehab for treatment – 40-60% stop using drugs, decrease their criminal activity, and improve their mental, physical, and social health. Rehab is worth the cost, but how much does rehab cost?
What does rehab cost? There is a wide ranging spectrum that will vary based on the reputation of the treatment center, location, if you’re considering inpatient treatment or outpatient treatment, if your insurance will cover it, and many other factors. The “average” monthly cost will be between $3,000 for a lower end program and up to $100,000+ for luxury facilities.
This article will go into each of the factors in depth and also give you tips for the greatest possible success, what you need to know about insurance, and other tips to get your life heading in the right direction. If you’re reading this, it’s because you or a loved one needs help. Knowing where to start will make it all seem more manageable so you can focus on getting better.
The Average Cost of Rehab Revealed:
Some rehabs are free and paid for by the government or private entities, while popular facilities in California can often cost over $50,000 for a month of luxury care. These are often where celebrities and athletes go to get the most amenities.
Keep in mind that the more amenities you have, the higher the price tag goes.
To answer the question, is rehab expensive? Yes, it is, especially if you are going to an inpatient rehab, which is the most effective form of rehab. Outpatient is still better than nothing, but you’re not getting that 24/7 support needed to really break a habit. Not to mention the detoxing and medication that you may need.
Rehab is expensive, but there are ways around it to lower the cost of treatment. The average cost of an inpatient addiction clinic in America is around $500-1,000 per day. It’s no wonder that many don’t seek help when they need it most.
Veterans have special programs, which they need to be aware of that will cover almost all of their treatment. You can choose a variety of factors that will influence the final cost of your treatment.
The Different Options for Treatment:
There are a variety of treatment plans that will vary depending on where you’re seeking treatment. Understanding the main four options of inpatient care, outpatient care, solely detoxing, or medication will help you understand which combination is right for you.
To breakdown the costs involved in rehab, the average rates include but are not limited to:
- Inpatient care –remaining in a facility will be more expensive, but that’s also because it works more long-term and has been proven the most effective form of treatment. The average monthly cost is around $3,000-$8,000 for the standard treatment without luxury amenities. The more amenities, the higher the price. Celebrities easily spend $30,000-100,000 for their stints in rehab.
Celebrities favorite inpatient spots, if you have the budget for the theoretical ‘best treatment’ in the country, include:
- Promises – California facility that’s treated Britney spears, Robert Downey Jr, Diana Ross and many more. Utilizing holistic methods of treatment, this could be the quality care you need, for the price of $9,000 a week.
- Passages – Known for being a lavish experience of tennis courts, views of the water, private chefs, and more – this is the luxury experience that Stephen Baldwin selects when seeking treatment, as well as Andy Dick and David Hasselhoff. Around $50,000 for the month depending on the treatment.
- Betty Ford – This one is very popular in California and known for being quite good. Considerably more affordable than the other celebrity go-tos, Betty Ford will only set you back $6,000 for a 30 month stay.
More affordable options for inpatient rehab that are known nationally in the U.S. include:
- Benchmark Recovery Center (BRC) is located in Austin and is known for adapting its treatment to each individual. This means you’ll receive treatment that is tailored to your issues and not get a ‘one-size-fits-all’ kind of plan. Their success rate is a whopping 75%. It is worth taking a look at if you’re located in the South.
- Phoenix House – this is a reputable foundation that helps people and works with your insurance. We’ll cover insurance in an upcoming section, but their residential treatments cost around $10,000 or less with more than two-thirds of their patients paying around $5,000 for the month.
- Drug Rehab Pennsylvania – Worth commuting to if you’re up north, this facility has a 5-star rating on Google and is listed in the Top 10 Treatment Facilities in America. Take a look at it and check the insurance section for steps on how to make your treatment even more affordable.
- Outpatient care – this option will be substantially cheaper than living at an inpatient care facility, but you won’t be monitored in the closest way. You can have price structures ranging between $5,000-$10,000 for three months of outpatient care, so it’s certainly something to consider if that sounds more feasible to you.
- Detoxing – This is another way you can receive treatment without paying for the entire month of rehab. This will be around 5-7 days, and outpatient detox range from $1,000-$2,000.
NOTE – It is very important you don’t try to detox without any kind of supervision or help. You could have seizures or worse. Please do not attempt detoxing off hard substances alone.
- Medication – Keep in mind that medication may be a separate cost to consider on the expense list. Some people don’t take medication and cold turkey it out of their system. It will depend on your specific situation and what physicians advise. Just for an idea, a year of supplying Methadone will cost heroin users around $3,000-5,000.
With these costs to keep in mind, you’ll want to understand what can influence the cost of rehab. Which leads us into:
What Affects the Price of Rehab?
The cost of your treatment will depend on the length, location, reputation of the facility, and more. To breakdown the possible influencers of your treatment and what you should consider when custom creating yours include:
- Type of Center – This is perhaps the largest influencer of what effects your price-points, besides just the inpatient vs. outpatient differences.
If you want to go to the best-of-the-best Ritz Carlton of rehab centers with an Olympic pool and view of the beach, this will cost you substantially more. However, if you just want support and to have someone be sure you don’t die while detoxing, then there are affordable ways to seek treatment.
- Duration – Perhaps if you’re overwhelmed by the costs of rehab, consider a shorter stay. A week is better than no time at all and will at least get your headspace in the right direction to move forward. If you have the 90 days to commit to inpatient treatment, take it. If not, find a way to just take that first step.
- Location – If you can’t afford the beach side treatment, find local treatment in your area. Google is your friend and will find like-minded people in your area who want to grow as well. Give yourself the chance to reach out and find them even if you can’t hop on a plane to California right now.
- Treatment Plans Selected – Reference the options above and decide if just a simple detox would do wonders for you, a week, 30 days, or if you need the full 90 days to get the most out of it. There’s no wrong answer, and it’s truly up to you. This is a large influence on how much rehab will cost long-term.
Take control back and listen to yourself to gain enough self-awareness and strength to honestly say, “a week is not long enough.” Or, “I can do it if someone helps me through detox.” Know what you need and don’t lie to yourself. This will only set you back further.
Now that you understand the different options available and the influencers that will affect those price ranges – The question that’s been on your mind:
Can Rehab Be Covered by Insurance?
Yes! Many patients do not pay thousands to go treatment, and you can offer your thanks to the Affordable Care Act for that gem!
If you don’t have private insurance or employer-based insurance, seek public options such as Medicaid and Medicare. They provide coverage to millions of Americans that don’t have it from their job or private company.
Do note that in many cases the insurance companies are skeptical of paying for treatment, so you’ll need to know who you’re working with. They may set limits on how many days they will cover or the level of treatment that’s covered. You may have to supplement some of it but see what they can do for you first.
Some insurance companies will cover it partially, and even some will cover your treatment entirely. The major ones to look at are:
- United Healthcare – Many policies under this insurance will pay for at least half of the treatment if not a large portion. For each of these, you will need to give a full description of your treatment needs so they can offer you the most specific plan available.
- Cigna – Insuring nearly 90 million customers in recent years, Cigna is very reputable and has certain plans that will help you substantially with treatment. You’ll need to talk to your agent and understand your options based on your personal case. It will depend greatly on your plan and where you’re located.
- Aetna – Known for taking a personal approach, they work with you to determine what amount of coverage will lead you to a successful recovery. They’re also known to assist patients in finding therapy and covered care for follow-up. Contact your provider to see what your options are.
- BlueCross BlueShield – They say that nearly a third of all Americans are covered by BlueCross BlueShield, so they are very well-known for quality insurance. You are offered similar things as the other insurance agents and should compare with each to see what the best option for your personal case is. BlueCross also offers round the clock support and tools like OneHealth to help you in your recovery.
Due to the Affordable Health Care Act:
Thanks to this health care act that was made to protect the people – you will not be penalized for pre-existing conditions or as someone already battling with addiction. Your addiction is listed in the ten essential health benefits that are at the core of the ACA.
This means they cannot turn you away and will take care of your drug or alcohol addiction with the same level of importance as any other medical condition. Depending on the plan you select, ACA-Sponsored programs could cover you for between 50-90% of your rehab costs.
A bonus tip is that your treatment can absolutely be tax deductible! This means you can write off your treatment expenses for things like doctor fees, medications, treatment, and more and get a tax deduction on them or potential refunds.
Now if you’re still on the fence about seeking help and this all sounds like a lot of finances involved, then perhaps it would be valuable for you to consider how much you’re spending on your actual addiction versus how much it would save you to seek treatment.
Cost of Rehab vs. Cost of Addiction:
It can be daunting to see all of these expenses adding up for treatment, but I don’t want that to scare you off. There are so many ways around them, and when breaking down how much you’re losing to your addiction, treatment is truly the most economical option.
Let’s be honest – Addiction is expensive! Think about an alcoholic who can easily spend $10 for shots of their favorite whiskey.
Let’s say they take around 5-7 of these a night (not hard to do spread across many hours of the evening.) To break that down further, that would be around $60 a night on average.
$60 a Night on Alcohol
Times 7 days a week = $420 a week
Times 52 weeks a year = $21,840
Times 10 years of Alcoholism = $218,400
So across a decade, your addiction could cost you nearly a quarter of a million dollars. Some drink much more than this, some less.
But the point is – does that $10,000 treatment month sound that crazy to you now?
If you’re using expensive drugs like cocaine and heroin, the cost can be even higher. Not to mention the toll addiction takes on your overall health. Dental procedures alone cost thousands, so it’s really starting to add up now.
Not to mention, you’re not working because you’re out looking for drugs and feeding this monster all the time (the monster being your addiction). Many states test for drugs in the workplace to avoid accidents, so you can’t even gain employment or interview while you’re in this state.
On top of all of this, you’re going to lose money for the health problems these addictions will give you over time. Alcoholism will significantly raise your chances of heart disease, stroke, and liver disease.
Nearly 40% of all traffic accidents that result in death are due to alcohol related issues. That’s nearly half of all deaths on the road. Really think about that.
Don’t look at it as a large sum that you’re losing to rehab. See it for what it is – An investment in yourself that could make all the difference in giving you a happy, fulfilled life that you deserve. An investment to take care of the one body and mind you have in this lifetime. An investment to save your life and no end up dead on the street.
The first step is realizing you deserve treatment and are worthy of getting help. Loving yourself will be the only way to pull those gripping white-knuckled fists of addiction from off of you.
The real cost is your life. End of story.
Paying Out of Pocket for Rehab:
Paying for rehab out of pocket is quite rare, but of course, some luxury facilities have this occur more often. There sometimes are different rates for cash so keep this in mind.
You can also look at state-funded rehab from the Federal and State governments, which will give you treatment even if you have no way to pay for it. It may not be the Betty Ford of facilities, but treatment is treatment.
Another great quality of these programs besides their affordability include things like:
The Welfare-to-Work program – assisting those with histories of substance abuse to seek treatment and then job training. They help you adapt back to being an asset to a team in the workplace and making changes in your life.
The U.S. Department of Housing and Urban Development – helps fund so many efforts to help those with treatment, prevention, even interventions.
Child Protective Services – if there’s nowhere that your children can stay while you seek treatment, you may need to cooperate with the government to prove you can be a fit parent. It’s better to be improving yourself for your life and theirs before it’s too late and you lose them forever.
If you’re a child in neglect, they offer foster care for youths that are victims of abuse and neglect. Look online for more information if you do not feel safe in your current environment.
The Real Question – Is It Worth It?
After comparing how much you’re losing to your addiction, how much treatment could save you just by being able to get back to the workforce, possibilities of insurance covering most of it or state options that are nearly free, what do you think? Is it worth it?
I hope this article has helped you see how valuable treatment could be to your life and the lives around you. Not having enough money is not a real reason if you’ve decided you’re at a point that you want to change.
Changing your thoughts and how you want to live your life will be the hardest and biggest step you take. And it will be the first one.
So my last question is, are you ready now that you know what does rehab costs?